Financial Plan
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5 Simple Questions to Take Your Financial Pulse

Certified Financial Planner provides tips for a quick financial check up.
elderly care
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Are You Failing Your Parents When They Need You Most?

  Are you failing your parents when they need you most? I know you're busy with your life; your work, home, kids, etc., but if you haven't circled back with your senior citizen aged parents about their life plans, it's time…
CRT Charitable Remainder Trust
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Massive Tax Break for "Doing Good" - CRT

Huge Income Tax Savings and Retirement Income Strategy Awaits You! After a ten-year Bull Stock Market run you may own stocks or stock mutual funds that have huge taxable gains waiting for you if you were to sell. Q. Why would you want to sell…
retirement and college planning
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Can You Afford College & Retirement?

The real cost of college for many parents is they won't have nearly enough money to be financially independent when they would like to be. They may have had plenty if they didn't give hundreds of thousands of dollars to their kid's college(s). AS…
Retirement Plan
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What it Will Take for You to be Financially Independent?

It all comes down to spending. Your ability to be financially independent is primarily based on your overhead. On one end of the spectrum, you could live in a trailer park, paying cash for your trailer and live on groceries and minimum utility…
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Ideal 4 Point Retirement Plan

    Do you like my 4 point plan? This plan is a framework for what I consider to be an ideal retirement plan.  Part 1. In my ideal retirement plan, my wife and I would like to be able to spend and enjoy ALL (not just portfolio interest)…
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Better Alternative to Long-Term Care Insurance

This is the vehicle I use to project my money from potential long-term care costs. If you have accumulated financial wealth, any retirement plan worth a grain of salt addresses the potential cost of long-term medical care.  You or your…
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Are Your Mutual Funds Worth the Expense?

One recent analysis saved a widow about $24,000 per year in hidden mutual funds fees that were delivering below par results. That was the result of our fee savings analysis based on a $1.9 million dollar portfolio. We did this review for a…
Private Pension
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Is a Private Pension in Your Future?

With CD's paying next to nothing, we need some creative ideas to generate more income during retirement... Creating your own pension may be an attractive option for you. Most of us have a notion on what a “pension” is, as you or someone…
Costly wedding
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Expensive Wedding Reception is a Poor Financial Decision

Is an expensive wedding real worth it? I think spending a fortune on your child's wedding reception is one of the worst financial decisions you could possibly make. The opportunity cost of what they could have at retirement had some of that…
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Do You Have Financial Peace of Mind?

Do you have financial peace of mind? You are where you are today because of the decisions you have made in your life. We usually get what we deserve in life.  When it comes to money, how you handle your monthly cash flow is the single most…
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How A Know It All Kid Leads to Financial Peace

Keep you on track and enable you to reach your financial destination on time A recent holiday road trip reminded me of the need and value of consulting with a Certified Financial Planner (CFP®). Through a Christmas break trip driving from Chicago…
HSA
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Triple Tax Advantaged Health Savings Account's (HSA's) Are Amazing!

Love my HSA for super tax preferred savings!