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Why You Are Cash Poor

Are you cash poor? Take a look at your balance sheet or net worth statement. If you're like most people, almost all of your money is tied up in retirement accounts (IRA & 401k), your home and possibly 529 college savings accounts. If…
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5 Common Financial Mistakes 20 Somethings Make That Destroys Their Wealth

Your 20s is a magical time in your life. You are starting off your career and have big dreams for how you want your life to turn out. But lurking underneath the fun times are financial mistakes that can completely derail your future. Sadly,…

SHRM 2018 Podcasts - HR Tips

We had a great time interviewing and learning from wise Human Resource veterans at SHRM2018. Click on Podcast to listen and learn to our podcast interviews.
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Why I Use Side Hustles to Become Financially Free

This is a guest post by Millionaire Mob, a blog focused on ways to better your financial future. We have helped thousands of people with bettering their financial future through passive income, dividend investing and travel hacking. I’ve…
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Brad Rosley's Timeless Wisdom - Beyond Money Book

Beyond Money is a compilation of Brad Rosley's best advice from the past 30 years in practice as a Certified Financial Planner. An engaging fictional story is complimented by timeless financial ideas that make an otherwise dry subject much…
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Financial Wellness - Affordable New Employee Benefit

….And now they can have one as an Employee Benefit My Partner, Cris Kalivas, CFP® and I have a mission to make financial planning available to the masses. Our new company RK Financial Wellness has bundled some of the software that…
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Is Financial Wellness Within Your Reach?

Financial Wellness means different things to different people. When surveyed some of the answers to "What is necessary for me to take the next step toward financial wellness": Getting rid of my credit card balance Not living paycheck…
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How to Afford to Retire at 55

How can you afford to retire in your mid-50's? If you are not in love with the drudgery of your job, then read on. It's not easy, but surprisingly "getting out" could be more affordable than you think. There are few key elements to make…

How to Radically Change Your Life

EVERYONE DESERVES A REAL FINANCIAL WELLNESS PLAN and most people don't have one... We know that many people cannot afford, and don't know a Certified Financial Planner or want to keep their information confidential. That is why we created…
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Long Term Care - How to Plan & Pay For it?

. Have you ever wondered if you will be financially wiped out if you have a debilitating stroke or get dementia (Alzheimer's) in your old age? Maybe you know of someone that went through this kind of illness.  The personal and financial devastation…
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What's on the Checklist for Top 1%ers

The Top 1%'ers have certain things in common. Starting with having a clear plan for success. It's in my nature to be a guy that makes lists to help stay organized and get things done. DOES THIS SOUND LIKE YOU? We are finally getting sunshine…
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Why Roth Conversion of Your IRA Makes Sense Now

  Roth Conversion is terrific idea this year for Retirees and Pre-Retirees: at most income tax brackets….. Paying tax now rather than later may make very good financial cents for you. Yes, this is contrary to normal income tax planning,…
home costs
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How Your Next Home Purchase Can Make or Break You

Everyone knows that a home is a major purchase, but most people don’t take the big picture view when they take the plunge. Did EGO get in the way (subconsciously) when you made a home purchase? We know that we are judged by our house and that…
life Insurance
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Insure Your Most Valuable Asset - Part Two

We know now that the future income of a working adult is usually their most valuable asset. The one thing that their entire financial plan needs to have in order for the financial plan to work. As a planner, I have to recommend that we design…