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Why I Prefer Stocks to Bonds

For the past 30 years, interest rates have been moving down and bond prices have been going up.  Now, interest rates are at a level when the best case is they "stay flat" as there is not much room to go any lower. With the low-interest rates…
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Stock Market Roars Up - Use Logic Rather Than Emotion

The U.S. stock market just had a terrific first quarter.  The S&P 500 index was up 10.0% over the past three months. My client portfolios were not up that much because they also own many other investment asset classes that didn't advance…
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How to Save Money While Getting Healthy

Earlier this month, I was reminded by a sports nutritionist how horrible soda is for your body and how critical water is to living a healthy life.  The nutritionist mentioned that a lack of the ability to focus is a common symptom of dehydration…
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$1 Million in Life Insurance Not Enough

Last week, I was shaken when I heard about the tragic death of a Glen Ellyn acquaintance that lost a two-year battle to cancer. The death of this fine man, husband and father hit home not only because he had lived a few blocks away, but he was…
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Take Advantage of Tax-Free Roth IRA

Yes, I am referring to you. My favorite retirement savings vehicle is the Roth IRA and you may be wise to use it. There are 3 ways to fund a Roth IRA. 1. FRONT-DOOR Roth Contribution  - Contribute directly if - Married family income…
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Who is Your Financial Planner?

Financial Planners are for Everyone “Failing to plan is planning to fail." - John Wooden” It was recently brought to my attention that many people think that only "rich" people have financial adviser's.  Nothing could be farther from…