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Are Your Mutual Funds Worth the Expense?

One recent analysis saved a widow about $24,000 per year in hidden mutual funds fees that were delivering below par results. That was the result of our fee savings analysis based on a $1.9 million dollar portfolio. We did this review for a…
college tuition saving hacks
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How You Can Save $10,000+ on College Tuition Costs!

It's true, you can save a fortune if you use one simple strategy. As a Certified Financial Planner, I've been actively trying to figure out how to cut college tuition costs. As a dad with have three kids in college in 2019 it's especially…
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Why a Zero Credit Card Balance Can Be Misleading

Yes, you read that correctly, zero credit card balances can be very misleading. I'm not saying that carrying a credit card balance is a good thing. What I am saying is the convenience of whipping out plastic to pay for things is a MAJOR impediment…
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Why I Use Side Hustles to Become Financially Free

This is a guest post by Millionaire Mob, a blog focused on ways to better your financial future. We have helped thousands of people with bettering their financial future through passive income, dividend investing and travel hacking. I’ve…
lifeplanningtoday.com
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How to Avoid Marital Money Problems

  "Marry a man/woman more frugal then you," is great advice from one of my favorite books, The Millionaire Next Door Some guys will tell you, it's a lot easier said then done. For those guys that have married a frugal woman, money is usually…
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Stash of Cash

Cash is Still King! When it comes to your finances, nothing gives you peace of mind like having a large stash of cash. I'm not talking about a few hundred or a few thousand, but rather a minimum of ten thousand and more than twenty thousand. …
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How to Grow Wealth With Your Spare Change! Acorns!

  Acorns Your Way to Wealth – With An Online Piggy Bank!  Click here to set your Acorn Account. I am going to use this app to fund my family’s European vacation 3 years from now. Imagine what this app could mean to your…
become wealthy
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How to Spend Less Money Now!

I've been there, wondering how in the world am I going to save a little money on what I make. I figured it out in my late twenties, started saving some of my paycheck automatically and could only spend what was left.  Figuring out how to…
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How Budgeting Strengthens My Marriage!

I have been preaching this to anyone that would listen: Budgeting and managing your monthly marital cash flow is not only the key to financial success, but also one of the keys to a happy marriage. Over the past fifteen years, I've helped develop…
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How Chasing Possessions is Dangerous to Your Wealth

The Big Lie is that creating a higher standard of living (over spending) leads to a higher quality of life. Having more money or nicer things allows you to pay for nicer things and borrow more money, but doesn't mean you will have a better…
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Tax-Advantaged Investment Opportunities

It's not what you make, but what you keep that counts! Consider the strategies I have been using for years to minimize my taxable income. I'm overwhelmed by all the tax I pay (income, real estate, sales, etc.) so I try not add to my tax burden…
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It's Never Too Early

The Time Value of Money is the oldest, wisest concept ever created for investors. Wait until you see what you could create by saving less than $7 a day toward college for an unborn baby! The real power of this concept comes from rate of return…
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Shut Up and Take My Money

Those of you that know me, know that every year I take my family on vacation, usually to a warm beach in Mexico over Christmas break. This year we decided against it and the reason was that my three spoiled teenage kids don’t seem to appreciate…
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Paid Off Credit Cards Killing Financial Success?

  Most of my clients tell me this isn’t true, because they pay their card balance off in full each month. I say, "That’s part of the problem!" We all have a propensity to spend up to what we know we can afford to pay off each…