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Are Your Mutual Funds Worth the Expense?

One recent analysis saved a widow about $24,000 per year in hidden mutual funds fees that were delivering below par results. That was the result of our fee savings analysis based on a $1.9 million dollar portfolio. We did this review for a…
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Do You Have Financial Peace of Mind?

Do you have financial peace of mind? You are where you are today because of the decisions you have made in your life. We usually get what we deserve in life.  When it comes to money, how you handle your monthly cash flow is the single most…
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How A Know It All Kid Leads to Financial Peace

Keep you on track and enable you to reach your financial destination on time A recent holiday road trip reminded me of the need and value of consulting with a Certified Financial Planner (CFP®). Through a Christmas break trip driving from Chicago…
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HOW TO STOP THE 401K ROLLER COASTER

HOW TO STOP THE 401-K ROLLER COASTER I used to love rollercoasters.  They were the first rides I gravitated to at an amusement park, but now they are the rides I shun.  Perhaps it’s age.  When I was young, I thrived on the…
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How Objective Is Your Financial Advisor?

Chances are if you have a financial helping hand that person calls them self financial advisor, financial planner, wealth manager or broker. There is also a good chance that at the office, they are known as "producers". I mean they have…
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Brad Rosley's Timeless Wisdom - Beyond Money Book

Beyond Money is a compilation of Brad Rosley's best advice from the past 30 years in practice as a Certified Financial Planner. An engaging fictional story is complimented by timeless financial ideas that make an otherwise dry subject much…
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Financial Wellness - Affordable New Employee Benefit

….And now they can have one as an Employee Benefit My Partner, Cris Kalivas, CFP® and I have a mission to make financial planning available to the masses. Our new company RK Financial Wellness has bundled some of the software that…
lifeplanningtoday.com
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How to Avoid Marital Money Problems

  "Marry a man/woman more frugal then you," is great advice from one of my favorite books, The Millionaire Next Door Some guys will tell you, it's a lot easier said then done. For those guys that have married a frugal woman, money is usually…
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Why Roth Conversion of Your IRA Makes Sense Now

  Roth Conversion is terrific idea this year for Retirees and Pre-Retirees: at most income tax brackets….. Paying tax now rather than later may make very good financial cents for you. Yes, this is contrary to normal income tax planning,…
Financial Risk
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5 Huge Financial Risks Bigger Than Stock Market

Financial Risk! Sure you might lose money on any given day on a stock or stock mutual fund. What other risks are out there? Many people are taking much bigger risks than that and may not know it. 1.Retirees Earning too little or spending…
dowjones dont panic, buy
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Last Chance to Buy in While Dow is Under 25,000

The window of opportunity to buy into the U.S. stock market while the Dow Jones (Dow) is under 25,000 is open again. There is no telling how long this will last. It could close today or be open for years. In 1987, I could have said the same…
get rich
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10 Ways to Grow Your Net Worth in 2019

Getting Rich! Now is the time to get serious about growing your net worth. Putting yourself ahead of all the vendors that are getting your hard earned money. Be self reliant! Get started today. Pick the ones you like and the more you choose…
retirement and college planning
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Mortgage Payment is a Retirement Killer

Will your retirement be put off because you still have mortgage payments to make?   For millions of Baby Boomers, they cannot afford to stop working until their mortgage is paid off or they decide to downsize. I spend many of my days…