How to Save Big Money on Healthcare

How I save thousands of dollars a year on my family’s healthcare using Medi-Share.

Since 2017, I’ve been saving about $10,000/year on my family’s healthcare costs. Let me explain how you can save on big on your healthcare too.

My family of five had our medical insurance with Blue Cross Blue Shield (BCBS) for about 10 years. Like many people, we saw our premiums go up year after year and the only thing we could do was to continue to raise our deductible to minimize the premium increase.

I finally said that enough is enough when I received our premium renewal/increase letter and the increase went to over $1,100 per month blew me away! We have a healthy family, knock on wood, and BCBS wanted me to pay over $13,000 in premiums and the first $10,000 in claims to meet our deductible before they pay out any money!

This was nuts and drove me to look for alternatives.

I did some research and came across an organization called Medi-Share link. Medi-Share is a Christian based not-for-profit healthcare organization. They seemed very focused on helping people with their care and they actually share where your premium dollars are spent, that is who’s care (medical bills) was your money used to help. Being a not-for-profit, biblical based organization their members are Christians and encourage members to pray for one another if they are sick.

From a healthcare perspective my biggest concern were?

What kind of doctor network did they offer?
How much money was I going to save if I changed?

The doctor network is fantastic. As a matter of fact their Dr. network is PHCS (formerly Private Healthcare Systems), one of the most comprehensive networks anywhere.

Once I saw that, I decided to get my cost quote and then I was really amazed. The monthly contribution for my family of five was about $415 per month. The main criteria for the premium cost is the oldest person insured.

Medi-ShareVideo explanation

This saved me over $800/month or about $10,000 per year!

I thought this was too good to be true, but after talking with their customer service team I signed up my family them. Making sure it was as good as advertised, I am ready to spread the word about this terrific healthcare option. My family is now in year three with Medi-Share. My family has had several claims while covered by the plan and all of our doctors were in the network. We received our PPO discounted costs each time. Like my old BCBS plan, I have to pay those bills until I reach my deductible. If I were to reach my deductible 100% coverage by the plan in my network. For our family the coverage is virtually the same as we had with BCBS and we came out $10,000 ahead this year and should again in 2019 as well.

FREE ONLINE DOCTOR VISITS:

I take advantage of a tele-medicine feature that allowed me to schedule an appointment in real-time online with a doctor at NO CHARGE. We meet by phone or shared computer screen. I describe my symptoms and the doctor sends the appropriate prescription to my local pharmacy.

When I researched the plan, they said they had about 200,000 subscribers nationwide. Recently, I heard an ad on the radio saying they had 400,000 so they are growing.

To request more information go this Medi-Share information link .

Medi-share is a co-op, not technically “insurance” and they are not required to cover everything that insurance policies are mandated to cover. Make sure you look into what is excluded from coverage. It’s been great for my family. Give it a look and start saving money today.