Posts

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Why I Became a Financial Advisor

I became a financial advisor because I love to help people reach their financial goals and dreams. Most people really do not know where they stand relative to their most important financial goals. For instance: When can you afford to…

Retirement Planning Post-Covid Shutdowns

How does your retirement plan look now? While many people have been financially shaken up by the government shutdown reaction to the Covid-19 virus, we all have to look forward to our future. These 5 Habits Literally Add Years to Your Life,…
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Do You Have Financial Peace of Mind?

Do you have financial peace of mind? You are where you are today because of the decisions you have made in your life. We usually get what we deserve in life.  When it comes to money, how you handle your monthly cash flow is the single most…
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Why You'll Never Spend All of Your Money in Retirement

Creating a private pension could be just what you need to maximize retirement income. Everywhere we look we are told to save now for our retirement years. Nothing wrong with that advice, but you should know that you're unlikely to enjoy a…
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Why Chasing Investment Returns is Really Dumb

Investment returns have very little correlation to happiness and isn't that your real goal? We have all heard the phrase "return on investment" and that is measurable, but have you ever considered what your "return on life" (ROL) was in the…
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No Will Needed - Beneficiary Updates are Critical

Most of your assets will never pass on through your will (assuming you have one).  IRA's, 401k's, life insurance and annuities all have direct beneficiaries that were recorded when you first signed up for them.  For many of those assets, that…
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Why CFP® Certification Matters

Most people think all financial planners are "certified," but this isn't true. Anyone can call himself a "financial planner." Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification…
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Fiscal Cliff Financial Planning – Helping You Keep Your Cash from Being Taxed

Over the next few weeks, I’ll be sharing tax saving strategies for you and your family and friends to fight back and keep more of your hard-earned money. As I write this, there is uncertainty about what will happen with the schedule tax increases…